Пакистанските банки се договорија за развој на системот KYC базиран на блокчејн

Pakistan Banks’ Association (PBA) — a group of 31 traditional banks operating in Pakistan — signed off on the development of a blockchain-based platform for Познајте го вашиот клиент (KYC) иницијативи. 

On March 2, PBA signed the project contract for developing Pakistan’s first blockchain-based national eKYC (electronic Know Your Customer) banking platform, пријавени Daily Times. The move was aimed at strengthening anti-money laundering (AML) capabilities while countering terror financing — an initiative led by the State Bank of Pakistan (SBP).

The member banks include international establishments such as the Industrial and Commercial Bank of China, Citi bank and Deutsche Bank. Moreover, the blockchain platform will improve operational efficiencies — primarily aimed at improving customer experience during the onboarding process.

A momentous occasion!

Здружението на банките на Пакистан (ПБА) и Групацијата Аванза потпишаа проектен договор за првата пакистанска Национална банкарска платформа базирана на блокчејн во Карачи на 2 март 2023 година.#AvanzaGroup #АванзаИновации #AvanzaSolutions #демистифицирање на иднината #PBAeKYC pic.twitter.com/2XMcxHoanL

— Група Аванза (@avanzagrp) Март 3, 2023

Avanza Group has been tasked to develop the blockchain-based eKYC platform named ‘Consonance,’ which will be used by member banks to standardize and exchange customer data via a decentralized and self-regulated network. However, the customer details will be shared based on consent — allowing banks to assess existing and new customers.

Поврзани со: Индија ја истражува офлајн функционалноста на CBDC - извршен директор на RBI

Joining other countries in the race for an in-house дигитална валута на централната банка (CBDC), Pakistan recently signed new laws to ensure the launch of a CBDC by 2025.

The state bank, SBP, will issue licenses to EMIs for CBDC issuance. “These landmark regulations are a testament to the SBP’s commitment toward openness, adoption of technology and digitization of our financial system,” said Deputy Governor of SBP Jameel Ahmad in this regard.