AdaLend: Водечкиот светски протокол за заем базиран на кардано

BSCPad and ADAPad Public Sale On March 14th.

Криптовалутите и DeFi доживуваат период на неверојатен раст:

  • Вкупната заклучена вредност (TVL) на токените во протоколите на DeFi се зголеми за 357% на 255.39 милијарди долари меѓу сите блокчејнови.
  • Само во јануари 2.5 година се тргуваше преку 2022 трилиони долари во криптовалути.
  • Глобалниот пазар на крипто сега е над 2 трилиони долари.

Within the space, crypto lending has become the most dynamic niche. Over $35 billion TVL is in DeFi lending protocols, which is dominated by Ethereum with a 54% share of TVL as of January 2022. The problem is that Ethereum is slow, expensive, and lacks scalability:

To permanently solve DeFi’s challenges, AdaLend has developed a user-friendly, scalable, and fully decentralized Layer-1 platform for instant loan approval, automated collateral, trustless custody, and augmented lending liquidity. Built on the leading proof-of-stake (POS) Cardano blockchain, AdaLend aims to unleash the next generation of seamless, fast, and secure crypto lending.

Карактеристиките на AdaLend се иновативни и моќни:

A Unique Architecture – The AdaLend protocol aims to improve the efficiency of capital flows, managing several lending pools via the native $ADAL token. Each pool has several key components: liquidation model, utilization ratio, and borrowing/lending interest rate. The protocol provides tokenization for deposited assets, transferring the ownership of lending positions between users automatically.

Стимулирана ликвидност – Протоколите за позајмување DeFi треба да ги привлечат давателите на ликвидност (LPs) да ги уделат средствата во базените за да овозможат кредитирање. AdaLend го прави тоа нудејќи им на LP силни стимулации и APY да депонираат средства и да ја зајакнат ликвидноста на кредитирањето.

Флексибилни опции за кредитирање – Целото позајмување во AdaLend е без дозвола, недоверливо и може да се направи на кое било спарување на токени. Управувањето со протоколот гарантира дека се достапни најдобрите понуди и дека само најбезбедните пророци се користат за одредување на цените и стапките.

Decentralized & Democratic Governance – All $ADAL token holders can participate actively in the governance of AdaLend, voting on proposals and determining the future evolution of the platform. The AdaLend DAO creates a democratized, open access, and fully transparent financial ecosystem geared to scale globally.

Оптимизација на средства во мирување – AdaLend minimizes the utilization ratio for non-stable coins and maximizes token circulation, achieving a double goal – maintaining high liquidity levels for protocol users, and offering attractive lending rates for borrowers. In addition, AdaLend also minimizes idle assets on the platform by shifting them to stable swap platforms. This means that users with tokens in cold storage can now use them to support the AdaLend protocol, earning additional rewards in the process.

Способностите на блокчејнот Cardano се волшебното гориво што го поттикнува долгорочниот план за проширување на AdaLend.

Зошто Кардано? Конкурентна предност на AdaLend

Cardano is a versatile, scalable, and cost-effective Blockchain, ideal to build a next-generation crypto lending platform. Created by Ethereum Co-Founder Charles Hoskinson in 2017, it is a Proof of Stake (PoS) chain where code updates are rigorously peer-reviewed. Cardano’s advantages are clear:

Ефикасност – Cardano is 47,000x more energy-efficient than Bitcoin, leading the space as an environmentally friendly blockchain.

Scaleability – Cardano can process 250 TPS, with estimates that it will be able to reach eventually 1 million TPS.

Ефективност на трошоците – Cardano’s fees are currently about $0.35 per transaction, over 100x times lower than Ethereum.

Growing Traction – Interest and investment in Cardano has been rising consistently, with TVL reaching $133.39 million as of March 2nd, a new all-time high, and the number of wallets holding Cardano’s native currency ADA recently surpassing the three million mark

Досега, платформите базирани на Ethereum како Aave доминираа во просторот за заеми на DeFi. Ова брзо се менува, бидејќи пазарот на DeFi бара побрзи, поевтини и поскалабилни решенија.

AdaLend is this solution, and investors are recognizing it. The September 2021 private sale sold out 1.8 Million ADAL tokens, raising $540,000, in less than one hour. AdaLend will be now be conducting a public sale on five launchpads (BSCPad, VelasPad, PulsePad, ADAPad, and ETHPad) on March 14th, to finance its growth plans. These are the most popular launchpads among investors, and allow to buy $ADAL tokens pre-sale at a discounted price. Once the $ADAL token is listed, it will trade in the major crypto exchanges connected to the launchpads, accessing immediate liquidity and visibility. With its unique features, unprecedented capabilities, and embedded scalability, AdaLend is ready to unleash the new era of DeFi lending.

Source: https://bitcoinist.com/adalend-the-worlds-leading-cardano-based-lending-protocol/